# Mortgage loan early repayment date

Calculates the repayment period of the mortgage loan with differentiated payments (Sberbank), depending on the size of the payment.

By the request /1418/, we're creating a calculator which calculates the period of early loan repayment with *differentiated payments*. The loan payments with differentiated scheme are constantly decreasing due to the fact that the loan principal is repaid in equal monthly installments and interest of the remaining (decreasing) amount is accrued each month.

This calculator will help you determine when the loan will be repaid if you'll repay it in equal amounts in advance.

The calculator calculates the date, amount of months and also the amount of interest paid (overpayment size) for a given loan amount, interest rate and monthly payment. It is expected that the loan will be repaid in equal installments; the amount exceeding the current mandatory differentiated payment will repay the loan early without penalty. The calculator will be useful to everyone who took a loan from Sberbank.

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